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The following lists frequently asked
questions regarding health insurance for pets. Currently
there are several valid companies that provide benefits to clients
for their pet's medical care. With recent medical advances
and rising medical costs, it is becoming increasingly beneficial to
have an insurance plan for your pet. |
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Why should I
get pet insurance? |
Having pet insurance allows an individual to make treatment
decisions for their pet based on what is best medically,
rather than finances. |
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When is the
best time to get insurance for my pet? |
When your pet is young and healthy. Purchasing insurance
at this time will mean that your pet has no prior conditions so you
will not be denied or given exclusions on your policy. |
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How does pet
insurance work? |
You sign up with the company of your choice. When you
bring your pet in for care, you bring a claim form with you.
We will help you fill out the claim form. You will be
required to pay for our services the day of the appointment.
However, once you mail in your claim form, your insurance company
will send you a reimbursement check for the benefits that were
covered by your plan. |
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It depends on which company and plan you choose. Most
plans cover many types of treatment for traumatic injuries and
diseases. In some plans you can even get coverage for
preventative health care such as vaccinations, dental cleanings,
and wellness screens. Often times treatment for genetic
diseases, such as hip dysplasia, are excluded from the plans, as
are conditions acquired prior to the purchase of the plan. |
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How much does
pet insurance cost? |
It depends on which company and plan you choose, but the company
that we recommend costs between $25-30 per month, and they have
discounts for multiple pets. |
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Which company
do you recommend? |
We recommend V.P.I. (veterinary pet insurance company).
V.P.I. is the longest existing pet insurance company, with 25 years
of experience. This means they will still be here when you
need them. They also allow you to use your coverage at any
veterinary hospital anywhere in the world. In addition, they
are now providing well care options, meaning preventative medicine
such as vaccines, dewormer, and frontline are all covered.
Finally it takes an average of 28 days to get your refund from your
benefits. This is a much quicker turn around time than most
human insurance plans! |
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You can apply for pet insurance through their website at www.petinsurance.com or call
them at 1-800-USA-PETS. |
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